[grc] Broadcaster’s E&O insurance

[Spencer Graves]

       I think you need Directors and Officers insurance as well as 
errors and omissions.


       I'm with KKFI in Kansas City.  I'm not aware of any E&O suits, 
but KKFI has been sued or threatened with lawsuits recently. The suits 
occupied time of KKFI's Board and legal council, but never went to 
court.  Roughly 30 years ago shortly after KKFI went on the air, a 
couple of disgruntled volunteers used profanity on the air and were 
banned from the  station.  Then they started coming in repeatedly 
demanding to see the Public File.  I was not with the station at the 
time, but I heard that it became serious harassment. Then they asked for 
something that KKFI was not required to have, and someone with the 
station refused to comply.  They then complained to the FCC, which 
imposed a find that was something like $10,000.  After KKFI complained 
that they were not required to produce whatever it was, the FCC cut the 
fine in half.  KKFI paid that, because fighting it would have been more 
expensive.


       Best Wishes,
       Spencer


On 2020-03-23 13:55, Philip Tymon via grc wrote:
> Steve,
>
> I am no longer affiliated with a station, but when I was we had E & O and
> it came in very handy.
>
> We were sued by a disgruntled (and very mentally ill IMHO) volunteer
> programmer and if we had not had the insurance, we would have been in big
> trouble.
>
> On Mon, Mar 23, 2020 at 11:49 AM Steve Pierce via grc <grc at maillist.peak.org>
> wrote:
>
>> Hi--
>>
>> The company quoting our liability coverage want us to get Broadcaster’s
>> E&O (errors and omissions) insurance separately.  Do any of the stations on
>> this list have E&O coverage?  If so, and you're willing to compare notes,
>> please contact me directly.
>>
>> Thanks!
>>
>> --Steve
>>
>>
>>
>>
>> Steve Pierce
>> pierce at mediasanctuary.org
>> 518-207-6264
>>
>> www.mediasanctuary.org
>>
>> The Sanctuary for Independent Media
>> PO Box 35 / 3361 6th Avenue
>> Troy NY  12181
>>
>> Home of:
>> WOOC 105.3 FM | NATURE Lab | Collard City Growers | Uptown Summer |
>> Freedom Square
>>
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